So, because we all like living frugally, we all like saving money, getting out of debt, learning to manage our bills, I want to make a special post just about that. I think this is a very important tool that can help all of us. Whether you are trying to get out of debt, learn to manage your month to month expenses, or just trying to put money in savings, this can help you. This is something I am currently using and helps out a lot. What I am doing is starting my own financial binder. Just like you have a coupon binder (which now that I think of it, I haven't posted about that yet...will get to that later) you can have a financial binder to help you organize bills, get out of debt and save money doing it.
PowerPay is a free website designed to help you financially. Sign up and head over to the Education Center tab to find out how to manage your finances. Check out the financial binder if you want. You do not need those specific table of contents, say you dont own much of importance, or you don't own a house, mortgage wont mean anything to you and neither will property assets. So what do you need help organizing? Budget? Bills? Paychecks? The how to is there, to help you help yourself.